Equities First Holdings is a well-known established company that deals with lending solutions to investors and businesses. Stock-based solutions are the most dealt with in these lending solutions. The services of the company are delivered globally. Equities First Holding’s headquarters is in Indianapolis, Indiana. However its other offices are in Sydney, London, HongKong, Perth and Singapore.
Investors who are up to the task as well as companies are also capable of getting an alternative capital from the company. $1.4 billion is the amount of money Equities First Holdings has summed after completing almost 1000 transaction since the year it began. The company began in 2002 and founded by Al Christy Jr who is also in charge of 50 employees at the organization. The firm helps in lending capitals to potential investors to start off their business.
Stock-based loans are what the company majors in, therefore the amount provided is fixed to its interest making loan to the amount ratio high. Equities First Holdings puts their customers as their first priority and ensures that they are well taken care of. The customers are assured of getting an excellent service when it comes to the stock-based loans. Just like other loans there must be a difference between stock-based loans and margin loans. Stock-based loans have no kind of restrictions and their interest rate from 3 to 4%.
Those who borrow from stock-based loans are at liberty to reach higher on their loan even when there is a drop in the stock price. Stock-based loan to value ratio ranges from 50 to 75%. However Margin loans have specified limits and restrictions. The capital given is used for specified reasons and its loan to value ratio is 10 to 50%. Equities First Holding is a developed lending solutions company that makes sure it has achieved the financial goals of a client.
Dr. Jennifer Walden is a board-certified plastic surgeon currently practicing out of her own office located in Austin, Texas. She originally began her career working in the very busy New York City helping a variety of women as well as men.
Dr. Walden was an attending in plastic surgery at the Manhattan eye ear and throat hospital where she specialized in plastic surgery. She also spent time working at the Lenox Hill Hospital as well as the New York University langone Medical Center both located in New York. After starting a family of her own Walden relocated back to Texas where she currently owns her own fully accredited Office operating suite at the Westlake Medical Center. She has a dedicated staff who works to maintain the highest standards of patient care. Below are just some of the procedures Dr. Walden specializes in.
One of the top procedures that Dr. Jennifer Walden performs at her office is a facelift. Age, your environment, and everyday stress can all add to the Deep creases and wrinkles that appear on the face and jaw line. A facelift helps to counteract the signs of aging by removing fat and trimming excess skin to allow the muscles to be tighter.
Rhinoplasty or better known as a nose job is probably one of the most common cosmetic procedures available today. Dr. Jennifer Walden Works to reshape or change a person’s nose. She specializes in removing bumps, changing the width of the nostrils, or even changing the angle between the nose and the mouth. Rhinoplasty is a very common procedure and one Walden has performed a variety of times.
A breast augmentation is a very commonly performed cosmetic procedure throughout the United States. It is one of doctor Walden’s most popular procedures and can change a woman’s life. A breast augmentation can give women a smaller chest as well as a larger chest or help to change look and feel of the breast so it is Fuller as well as firmer. Dr. Walden specializes in silicone and saline filled breast implants. She has spent much of her career following and studying the importance of breast augmentation and the follow-up care.
These are just a few of the top procedures that Dr. Jennifer Walden offers at her medical practice in Austin Texas. She also offers a variety of other procedures including a brow lift, eyelid surgery, a tummy tuck, and liposuction as well as a variety of other Medical procedures.
Equities First Holdings is one of the global leaders in the alternative financial solutions industry. The company has also seen an increased intake and traction of the stock-based loans as the financial crisis is in the loose end. During a financial crisis, banks have their lending capabilities tightened. In the end, here are fewer people who get to qualify for the credit-based loans which are also characterize by the high-interest rates. For those borrowers who need fast working capital and are not in qualification for the credit-based loans offered by banks and other alternative credit institutions, they might find Equities First Holdings useful.
During this time, many lending and loan options are existing for companies and other individuals. However, there lending options for borrowers seeking credit-based loans from banks is cut down on a massive scale. For this reason, the road to qualification for the loans is full of hindrances. According to Al Christy, he has seen the increased traction of the stock-based loans in the event of an economic crisis where these banks gave their lending capabilities tightened. He has also seen that people can get innovative when they want money for their reasons.
According to Al Christy, the stock-based loans have many adorable characteristics. As a matter of fact, they have a non-purpose feature which allows the borrower to qualify for the loans without stating the intended use of the loan. Moreover, they are also characterize by the use of the noun –recourse feature which gives them the power to evade the loan repayment without having any legal implication.
Al Christy has also seen one of the main causes of concern in the trading sector in the world. For most people, they do not realize that there are set differences between the margin loans and the stock-based loans. A proper individual must understand that the two are different in nature.
Are you searching for an established reputation management team? Do you want to set up a good system for monitoring and managing your online reputation? Perhaps you have been reading or hearing about the benefits of having an online reputation management system.
There are many reasons to employ the services of a professional online reputation management team. Due to the popularity of Internet and social media, as well as discussion forums, it is imperative for businesses to enlist the services of a renowned reputation management firm.
Online reputation management is the process of enhancing your firm’s image online and involves various strategies. Essentially, online reputation management campaign assistance firms can check your brand or company efficiency online with the objective of curbing negative reviews and defamatory remarks.
Online reputation management solutions typically aren’t just for dealing with adverse Online Reputation Reviews – these companies can in fact help your company gain direct exposure and build an excellent online reputation that helps you prosper.
They will also take appropriate steps to promote positive content about your business, to ensure that potential customers are shown only impressive or favorable content when they search your company’ name online.
Online reputation management is everything about being proactive. If you wait till your business has gathered a a huge number of adverse online evaluations, it is more difficult to restore your positive track record. Companies and professionals who take positive steps toward online reputation management benefit from the increased protection and the advantage of an excellent online credibility.
A reliable online reputation management firm will certainly recognize the best ways to put third-party web content alerts in position as well as utilize them to reply to brand-new states of your business. This, in turn, can help you make sure that your online track record stays intact and when individuals look up your organization or brand online they will be presented with positive web content or reviews.
While finding an online reputation management firm could feel like a huge task, thorough research could help you avoid the low-quality firms and find reputation management services that help your business build a good online reputation.
Due to tightened credit markets across the globe, getting a personal loan today is harder than ever before. While getting an unsecured personal loan with a reasonable interest rate can be hard, there are some other options provided by specialty finance companies. One company that has excelled at providing personal loans to consumers for over 10 years is Equities First.
Equities First provides a unique financing solution that is available to anyone that has a stock or other liquid asset portfolio. The company will be able to provide a loan equal up to 100% of the portfolio of stock. Equities First will take a lien on the portfolio and will have the right to pay off their loan by liquidating the stock in the event that the loan goes into default.
Consumers often will benefit from this type of loan structure because it provides a more affordable interest rate and fee structure. Since the company is provided with a very liquid piece of collateral, they are able to offer interest rates that are comparable to typical bank interest rates.
Taking out a loan from Equities First is a good idea for a consumer that is looking to manage their tax or estate situation. Depending on where you live and how long you have owned the stock, you could face a significant tax penalty by selling the stock. In many situations, it would make more sense to take out a loan against the stock and wait to sell the stock until it makes more sense from a tax perspective.
Depending on the borrower’s investment strategy, it could also be a good idea to wait to sell and take out a loan instead. If the borrower believes that the stock will increase in value in the coming years, it may make far more sense to put leverage on the stock and wait for the appreciation and dividends. In many cases the excess dividend and appreciation in value received will far outweigh the cost of taking out the loan and paying interest.
The Kabbalah Centre was founded in 1984 by Philip Berg in Los Angeles, California. Its purpose varies as it was originally utilized as a research center surrounding Kabbalah, its history, and the religion itself. The centre provides kabbalistic teachings and lessons for those who are interested in the path of Kabbalah and for those who are seeking more insight and wisdom into the religion and how it is included throughout the world today.
History of the Kabbalah Centre
Rabbis traditional believe that the mysteries of Kabbalah are only suitable to learn about for those who are devout believers and over the age of 40. Learning about Kabbalah does not require individuals to know about Hebrew and Judaism in its entirety, and welcomes those who want to pursue another path that is highly connected to Judaism itself.
Some of Kabbalah includes passages from the bible in addition to discussing sex, astrology and the “light”, or your relationship with God. Kabbalah expands from traditional religion by digging deeper into the metaphysical aspects of existence to help individuals expand and open their minds.
Rituals and Followers
There are many rituals in Kabbalah to help center the mind and discover new paths in life without fear. The Kabbalah Centre has many high-profile followers and celebrities who are committed to Kabbalah and its beliefs. One of the most well-known celebrities to endorse the Kabbalah Centre includes Madonna. Other celebrities who have visited the Kabbalah Centre include Britney Spears, Mick Jagger, Rosie O’Donnell, Paris Hilton, and Ariana Grande among others. Discovering Kabbalah and dedicating time to it is a way to gain access to additional lessons to further your understanding of Kabbalah, its mysteries, and other ways of opening new doors and opportunities in your life.
Understanding what the Kabbalah Centre has to offer is a way for you to learn more about Kabbalah itself in a surrounding that is open and welcoming to individuals. Whether you have an avid passion for religion and the mystic nature of Kabbalah or if you are seeking wisdom and new ideas or paths, the Kabbalah Centre may be right for you.
The calendar year is cluttered with music festivals. How many shoe-gazing indie bands are you really expected to see while traipsing through mud with a bunch of total strangers? How many times does your two-man tent have to flood before you say enough already?
What you need is an alternative festival, an event that combines culture and adventure with luxury and extravagance, and does it all in a posh setting. Pitching a tent in a muddy field is so last year. Luckily, there’s a new festival in town, and it features a total immersion of sun, sand, music and art. Learn more about Fyre Festival: http://www.fyrefestival.com/packages/
The Fyre Festival is unlike any other festival on the circuit. It’s spring break meets luxury vacation, a carnival-like atmospheres of Ibiza hedonism and South Beach exclusivity. Read more: Fyre Festival | Facebook
The Fyre Festival takes place on the private Bahamian island of Frye Cay. It’s as though a red velvet rope surrounds the entire island, because at Fyre, a VIP experience is offered to all of the festival’s attendees.
Over the course of two weekends in spring 2017, Fyre festival goers can enjoy a genre-spanning musical line-up, take part in a treasure hunt that offers over $1 million in cash and prizes, and spend the night in accommodations that don’t flood like tents, comfy beds taking the place of leaky air mattresses.
It’s a luxury festival experience, after all, and luxury means warm showers and sunset views. Fyre Festival is not just a festival. It’s a vacation.
How do you get your team working together properly? Alan Mulally saw that with the Boeing 777, there was a clear benefit to encouraging his employees to be devoted to helping each other, rather than competing with other departments. Melting the boundaries between different professions is ideal, because than everyone learns from each other. Mulally later went on to successfully steer Ford through the 2008 recession when Ford’s competitors had to beg the government for handouts.
Properly managing your employees requires knowing that people are different. People are an investment. If you neglect them, they will neglect your business. Figure out what the people in your organization are great at doing. There are so many inefficiencies that occur because individuals are unwilling to help each other.
Encouraging innovation from the bottom of the organization can help. Many American companies run on the seniority model, where those longest with the company run the show. The Peter Principle is the economic law that every member of an organization is promoted until they reach their basic level of incompetence. This essentially means that the top managers of most companies are incompetent. A wise investor does not base their decisions on the business models of the past. They understand that this is a highway to slow growth and eventual failure, like the Kodak Company.
It is very important that in your hiring decisions you do not judge based on the outward flashiness of the candidate. This is why blacks continue to get screened out of job interviews, despite their creative and artistic way of handling many problems. Be willing enough to see your natural biases and eliminate them to see your profits grow larger.
Martin Lustgarten enjoys giving investment advice with tools from the top experts in the investment community. Martin knows that many companies suffer from emotional biases that clog their growth. Removing those biases helps growth improve.
Martin Lustgarten is glad to help individuals and investors succeed using wise organizational management. If you would like to contact Martin Lustgarten, you can reach him at his Linked In account. Martin looks forward to hearing from you.
Todd Lubar always knew he was going to become a successful real estate and finance expert; the only question was how. With an unparalleled ambition, wit and a genuine heart to help people, today he is one of the most sort-after private mortgage lenders in America.
Todd Lubar’s journey into real estate began when he took the position of a loan originator while working with Crestar Mortgage Corporation. He quickly mastered the art of conservative mortgage banking while developing strong relationships with real estate agents, financial planners, CPAs and insurance agents. With a steady list of business contacts that doubled as referrals, it was time for Mr. Lubar to take the next step.
When he secured a job as an equity agent at Legacy Financial Group, Todd Lubar was excited of the new challenge. It not only meant venturing deeper into the business of loan brokerage, it opened him up to international exposure. Todd secured several mortgage loans for outside real estate investors according him the prestigious position of a direct mortgage banker. Having accomplished this phase of his career, it was time for Todd to venture into his real passion.
Todd Lubar noticed that the mortgage loan market had a huge percentage of individuals who could not secure loans through the conventional lending criteria. This prompted him to open his own company, Legendary Properties LLC, to come to the rescue of this underserved group. Todd Lubar managed to secure over 200, and more, in loan transactions form both single and multi-family property owners. Quite a milestone achievement one would say, but Todd felt he could do more.
This urge to help others prompted him to open his second company, Charter Funding which operated under the larger First Magnus Finance Corporation. His affiliation with this major and private mortgage lender opened new doors to expand his reach into the mortgage market and helped more unprivileged people. Lubar’s business portfolio catapulted to over 7,000 transactions in successfully secured loans.
Besides real estate and finance, Todd Lubar has also invested in other industries like trading in automotive scrap metal and commercial demolition. Today, Todd holds the position of Senior VP at Priority Financial Services LLC, a Maryland based firm.
In early 2016, residential cleaning services provider, Handy was on the brink of collapse. Things were particularly dreadful for co-founder Oisin Hanrahan, whose policies were faring poorly. He dreaded Tuesday mornings since the firm’s leadership team held its meetings at that time. Every week, Oisin was forced to cope with the fact that business strategies that he had backed were flopping.
The main challenge that the company faced at that time was finding a way of rolling out its online onboarding process. Oisin’s partner, Umang Dua had voiced his resistance against the process all along. He thought that it would be impossible to complete it without human help. Nonetheless, the two entrepreneurs agreed to carry out an incomplete test run to establish the effectiveness of the new system. It was subsequently rolled out in Washington and Miami with great success. This heralded its introduction in all the major markets of the company. See, https://www.handy.com/cleaning-services/new-york.
Bucking the Trend
Handy’s establishment came at a time when most startups were struggling to stay afloat. The prevailing climate of skepticism made matters even worse since most investors were not willing to plough their funds into dicey ventures. Luckily, Handy was able to raise enough venture capital that cushioned it against turbulent market conditions. Despite a few challenges at the beginning, the onboarding process was successfully implemented. The co-founders have focused on profitability since they want to ensure that investors get their money back within a short time.
Handy in Brief
Handy.com was formed after Dua and Hanrahan met at Harvard Business School. The two noticed that there was a niche in the on-demand cleaning market, which they sought to address. Since then, Handy has established itself as the go-to and trusted cleaning services provider. It makes use of the services of fully vetted professionals, who are always at hand to address clients’ needs. The firm offers money-back guarantees, something that has endeared it to customers.