Global Lender Equities First Holdings Sees a Growing Trend Among Borrowers Who Use Stock as Loan Collateral to Secure Working Capital

Equities First Holdings is one of the global leaders in the alternative financial solutions industry. The company has also seen an increased intake and traction of the stock-based loans as the financial crisis is in the loose end. During a financial crisis, banks have their lending capabilities tightened. In the end, here are fewer people who get to qualify for the credit-based loans which are also characterize by the high-interest rates. For those borrowers who need fast working capital and are not in qualification for the credit-based loans offered by banks and other alternative credit institutions, they might find Equities First Holdings useful.

During this time, many lending and loan options are existing for companies and other individuals. However, there lending options for borrowers seeking credit-based loans from banks is cut down on a massive scale. For this reason, the road to qualification for the loans is full of hindrances. According to Al Christy, he has seen the increased traction of the stock-based loans in the event of an economic crisis where these banks gave their lending capabilities tightened. He has also seen that people can get innovative when they want money for their reasons.

According to Al Christy, the stock-based loans have many adorable characteristics. As a matter of fact, they have a non-purpose feature which allows the borrower to qualify for the loans without stating the intended use of the loan. Moreover, they are also characterize by the use of the noun –recourse feature which gives them the power to evade the loan repayment without having any legal implication.

Al Christy has also seen one of the main causes of concern in the trading sector in the world. For most people, they do not realize that there are set differences between the margin loans and the stock-based loans. A proper individual must understand that the two are different in nature.

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